Special Finance
LJ's Auto Credit Center
We have access to auto loans for vehicle shoppers who have had challenges in the past. We can help!
Low Credit? Bad Credit? No Problem, Give Us A Call.
We understand that life happens and things can affect your credit, and the ability to get a car loan. We also understand that having transportation is essential.
If you have a low credit score and someone is trying to sell you a cheap vehicle you really don’t want, give us a call for another option. We work with a network of lenders that offer special lending programs to buyers with less than perfect credit. We can help get you from a low credit score, into the vehicle you need.
Special Finance Frequently Asked Questions
What documents are needed for a special finance car loan?
At a minimum you will need proof of income, a valid driver's license and proof of residence. Depending on your credit score, the lender may require additional documentation.
I'm not sure if I will qualify, should I still apply?
Our team is very experienced in helping with special finance car loans. Before you fill out any applications, please call us, explain your situation and we'll be honest with our recommendation on next steps
Is a down payment required with a special finance car loan?
Down payments, although not always necessary, can play a role in a special finance auto loan approval or denial. The more money you put down on the vehicle, shows the lender that you are committed to the loan and the vehicle you are buying. Down payments also help lower your monthly payment and total finance amount of the vehicle, helping you save money over the life of the loan.